In New York, poverty is a great crime, and the chief effort of every man and woman's life, is to secure wealth. Society in this city is much like that of other large American cities, except? that money is the chief requisite here. In other cities poor men, who can boast of being members of a family which commands respect for its talents or other good qualities, or who have merit of their own, are welcomed into what are called "select circles" with as much warmth as though they were millionaires. In New York, however, men and women are judged by their bank accounts.